As many states have different regulations and most policies are not the same, you need to call your insurance company to find out what your policy covers. That said if you have had a fire, flood or smoke damage and not sure what to do? Call your insurance company and Call us, we can work with your insurance company so that we can respond to minimize the damage to your home or business.

Frequent insurance questions include:

Q: Do I have to use the company my insurance agent/company recommends?

A: No—You can work with DeRose Disaster Pro or any licensed vendor of your choosing. Your Insurance company may recommend or have a list of preferred vendors, however they can not require you to use them.

Q: My basement has water damage, am I covered?

A: Depends on your policy. Basic home or business insurance does not usually cover flood damage. This is typically a separate rider. The same applies to sewage backups. You need to review your policy with your insurance agent.

DeRose Disaster Pro has worked with many insurance companies. We can work directly for you or co-ordinate the project with your insurance company it is your choice.

In your time of need, Call us at 724-770-0950